Privacy Notice

Who we are. Galbreath Capital Consulting (“GCC,” “we,” “our”) operates as a service of Galbreath Capital a Texas based LLC, including this website and Billy, our AI assistant. This notice covers information processed through this website and with Billy. Other investment funds and services may have separate privacy notices.

Information we process. We process information you provide, including your email address, sign-in requests, messages, documents, audio and transcripts. We also process technical, security and usage information generated when you use the service. Only submit information you are authorized to share. Do not enter account credentials, payment information or unrelated sensitive personal information into Billy.

How we use information. We use information to verify authorized access, provide and secure the service, respond to inquiries, maintain necessary business records and improve Billy’s accuracy, safety and usefulness. Internal review of conversations is restricted to authorized personnel working on the service.

We do not sell personal information, use Billy conversations for marketing or share those conversations with third parties for their own advertising or marketing.

Service providers. We use contracted technology providers for hosting, authentication, email delivery, AI and voice functions. These include Cloudflare, ElevenLabs and the model or infrastructure providers supporting the service. Relevant account information, technical data and submitted content are shared as needed to deliver those functions. Providers may process information outside your country, under the agreements and terms applicable to their services.

Billy and voice conversations. Billy is an AI system, not a human adviser. Messages and voice interactions are processed by AI and voice providers. Audio and transcripts may be recorded and retained for the purposes described in this notice. Where affirmative consent is required, we request it separately before the relevant processing. This notice does not replace that consent.

Retention and security. We retain information for as long as reasonably necessary to provide the service, address security issues, maintain required business records and meet legal obligations. Retention depends on the information, its purpose and applicable contractual or legal requirements. We use reasonable access controls and security safeguards to protect personal information.

We may also disclose information when required by law or necessary to address fraud, security threats or misuse of the service.

Your choices and rights. You may choose not to submit optional information. Depending on applicable law, you may request access to, correction or deletion of your personal information, obtain a portable copy, or exercise rights to opt out of certain processing, including targeted advertising, sale or qualifying profiling. Applicable rights may also include appealing a denied request. Office of the Attorney General

To submit a request, email the GCC representative who provided your access and identify it as a “Privacy request.” We may verify your identity before responding. If we deny your request, you may reply to the decision with “Privacy appeal” and explain why you believe it should be reconsidered. We respond within applicable legal deadlines and provide information about further complaint options where required. Some records may need to be retained for legal, security or contractual reasons.

Changes to this notice. We post updates on this page and revise the date above. Where required, we provide additional notice or obtain consent before making material changes to how we use personal information.